VICFCU Routing Number: 321379708

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Fee Schedule

The following is a summary of changes being made to the Credit Union’s fee schedule. The revised fees are highlighted in blue effective as of December 1, 2016.

Share Draft Account Fees

Copy of Cleared Draft


Copy of Shared Draft Transactions


Courtesy Pay $20.00/item
Insufficient Funds Fee


Overdraft Transfer Fee


Returned Item


Stop Payment


EFT Fees

ACH Stop Payment


ATM Transaction

8 free per mo./$1.00 per item thereafter

Debit/ATM Card Replacement $10.00/order
Debit ATM PIN Re-order


Expedite Debit PIN


Expedite Shipping of Card


Returned ACH Payment


Other Service Fees (applicable to all accounts)

Abandoned Property Process Fee


Account Closure

$20.00 if closed within 6 months

Account Reconciliation $25.00/hour
Account Research $25.00/hour
Check Collection (domestic)

Subject to current bank fees

Check Collection (International)

Subject to current bank fees

Deposited Item Return

$20.00/if own check, $5.00 if not



Inactive Account

$5.00/month after 3 years

Money Order $1.25/item
Notary for Members

1st 2 pgs. Free/$5.00 per page thereafter

Notary for Non-primary Member


Other Legal Processes

Subject to attorney fees

Outgoing Wire (Domestic)


Outgoing Wire (International)


Photocopy Fee


Quickchange Fee (members) 3% of total
Quickchange Fee (non members)

10% of total

Return Mail Fee


Stale Dated Teller Check Fee


Statement Copy

$1.00/per page

Tax Levy


Teller Check Stop Payment Fee


Teller Check to 3rd Party 1 free per day/$5.00 thereafter
Verification of Deposit