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Annual Privacy Notice Disclosure

Valley Isle Community Federal Credit Union, (VICFCU), your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this annual privacy notice. It describes our credit union's privacy policy and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union. Our policy and practices have not changed.

If after reading this notice you have questions, please contact us at (808) 877-3232 or write to:
Valley Isle Community Federal Credit Union
160 Pa'ahana Street
Kahului, Hawaii 96732

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

We may disclose all the information we collect, as described above, as permitted by law.

Parties Who Receive Information From Us

We may disclose nonpublic personal information about you to the following types of third parties:

Disclosures of Information to Parties That Provide Services to Us In order for us to conduct the business of the credit union, we may disclose all the information we collect, as described above, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements so that we may provide members competitive products and services. We may also disclose nonpublic personal information about you under circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct the operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.

To protect our members' privacy, we only work with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We do not permit these companies to sell the information we provide. We do not permit these companies to sell the information we provide to other third parties.

Disclosure of Information About Former Members

If you terminate your membership with VICFCU, we will not share information we have collected about you, except as may be permitted or required by law.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees and credit union officials who need to know that information to provide products or services to you. We maintain physical, electronic or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Members Can Do to Help

VIC FCU is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

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