VICFCU Routing Number: 321379708

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Now Get Credit Union Auto Financing Right at the Dealership

Remember when purchasing a vehicle used to be an all day excursion? It probably meant filling out a lot of paperwork, and going back and forth between dealer and credit union to get payment in hand. Well now there's a better way! Valley Isle Community FCU and CUDL(Credit Union Direct Lending) have teamed up to make your auto buying experience virtually painless.

Get Your Loan Approved On-the Spot

VICFCU can approve your new or used auto loan while you are at the dealership, and without visiting your credit union branch. It's almost like having a loan officer right at the dealership with you! Through the CUDL program,VICFCU has partnered with certain dealerships on Maui and Oahu to offer you a convenient way to purchase a vehicle and get your credit union financing. It’s simple for both members and dealers to use!

It’s as Easy as 1-2-3!

  1. Decide on the make and model of the vehicle you want. Visit the CUDL AutoSMART website to help do your homework.
  2. Visit any participating dealership (see below).
  3. Apply for Valley Isle Community FCU low-rate auto financing through the CUDL system. Within minutes, you'll have a financing decision.

Once the financing is approved, the dealer receives the credit union's terms and conditions, completes the sales contract, and you drive the vehicle off the lot. Don't worry about the paperwork — through CUDL, VICFCU and the dealer, it is all taken care of electronically. Simple and easy for you so you can spend less time getting a loan and more time enjoying your new car!

Participating Dealerships


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